South Dakota Electronic Liens & Titles (ELT)

The History of ELT in South Dakota

The South Dakota Department of Motor Vehicles (DMV) implemented the Electronic Lien and Title Program (ELT) on October 1, 2013. DDI began working with the South Dakota Motor Vehicle Division in 2011, providing input based on experience with 17 other ELT states (see AllAboutTitles.com for details on the recommendations DDI gives to states).

As of July 2013, in addition to South Dakota, 17 other states have implemented electronic lien and title programs. They are Arizona, California, Florida, Georgia, Hawaii, Idaho, Louisiana, Massachusetts, Nebraska, New York, Ohio, Pennsylvania, South Carolina, Texas, Virginia, Washington, and Wisconsin. Each state's program is unique depending on state laws and requirements, but all ELT programs significantly improved the lien and title process. Now bankers, credit unions, dealers, and other financial institutions no longer need to store and file paper titles. Lenders can electronically secure and release liens on titles using a web application developed by Decision Dynamics, Inc. called Premier eTitleLien™.

Premier eTitleLien™ was originally developed as a result of a partnership with the South Carolina Department of Motor Vehicles and the South Carolina Banker's Association to serve the various needs of lenders. This lender-designed program allows lenders to maintain control of their vehicle collateral while incorporating the benefits of electronic processing and communication.


Premier eTitleLien® Decision Dynamics, Inc.